Simple, Fast Capital for Your Next Investment Deal
PrimeBridge Lending offers Bridge Loans, Fix & Flip, and Ground-Up Construction financing designed for active investors who need clarity on numbers and a frictionless process.
Typical loans from $150,000 – $5,000,000+ · Closings in as little as 7–10 days
Three Simple Loan Programs for Investors
Pick the structure that matches your deal. Same clear process, different use cases.
Bridge Loans
Short-term capital to acquire or refinance while you stabilize, reposition, or sell.
- Max Loan Amount $5,000,000
- Max LTV 75%
- Rate starting at 8.5%
- Term 12-24 months
- Monthly Interest Payments with Balloon at Maturity
- No Prepayment Penalty
Best for: Quick purchases, value-add, and refinance while you execute your plan.
Fix & Flip Loans
Financing for purchase plus rehab so you can focus on construction and resale.
- Max Loan Amount: $5,000,000
- Max LTC/ARV (Experienced Investors: The Lesser of 95% LTC or 75% ARV, First-Time Investor: The Lesser of 90% LTC or 65% ARV)
- Rates: Starting at 8.5%
- Term of loan: 6-18 months
- Payments: Interest Only with balloon at maturity
- Prepayment penalty: None
- Interest type: Non-Dutch
Best for: Cosmetic and heavy rehabs where speed and leverage matter.
Ground-Up Construction
From shovel to sale, we finance new builds for experienced investors and builders.
- Max Loan Amount: $5,000,000
- Max LTC/ARV (Loan to Cost / Loan to After Completed Value):
- Experienced Investors: The Lesser of 95% LTC or 75% ARV.
- First-Time Developers: The Lesser of 85% LTC or 65% ARV.
- Rate: Starting at 8.5%
- Term: 12-24 months
- Payments: Interest Only with balloon at maturity.
- Prepayment penalty: None
- Interest type: Non-Dutch
- Available for domestic and international borrowers.
Best for: Infill, small subdivisions, and build-for-rent strategies.
See the Numbers in One Glance
Here’s a simple example of how a $300,000 fix & flip deal can look with PrimeBridge Lending. The goal: make it easy to see total cash needed and potential profit.
- Purchase price: $220,000
- Rehab budget: $80,000
- ARV (after-repair value): $360,000
- Estimated hold: 8 months
Important: These are sample numbers for illustration only. Actual terms depend on deal, experience, and market conditions.
*For illustration only. Does not include closing costs, taxes, or unexpected expenses.
A 3-Step Process from Application to Funding
Here’s exactly what happens from the moment you click “Get Pre-Qualified” to funds hitting the closing table.
Quick Answers for Active Investors
If you’ve used hard money or private capital before, you’ll feel right at home. If not, these will help.
How fast can you close a bridge, fix & flip, or ground-up loan?
Most investors close in 7–10 business days once we have a complete file. Clean deals with responsive third parties can sometimes close even faster. Construction deals may require a bit more time for plan review.
What do you look at when approving a loan?
We focus on three things: the property (value and exit), the project (budget, timeline, and risk), and the person (your experience and financial profile). If the deal makes sense and the numbers are realistic, we work to get it done.
Do I need experience to get approved?
Experience helps with leverage and pricing, but it’s not always required. For newer investors, we may start with lower leverage, ask for stronger reserves, or suggest a partner with experience on the first few deals.
What documents will you ask for?
Typically: a completed loan application, purchase contract, rehab or construction budget, recent bank statements, entity docs (LLC/Corp), and a basic track record if you have one. We keep the list tight to move quickly.
Where do you lend?
Our focus is on major and secondary markets with strong demand and clear exit comps. Share the property address and we’ll confirm within minutes whether it’s in our current lending footprint.
I’m very grateful and appreciative for this dream that rafeal helped me achieve and there’s no way i could put this into words, his very patient and consistent and it’s just great, To achieve such a goal i couldn’t have done it without him and his teamwork.
Rafael did a good deal for us! Thank you so much !! I really recommend this guy, his service is incredible! We are soooo happy with our new Homeeeee!!! :D He’s super reachable whenever you have any questions or you don’t know something he will be there for you.
Absolutely grateful with this company. Rafael was amazing throughout the whole process, he guided me and explained everything to the tee. Him and Carlos Mendoza, my realtor, did an amazing job and helped me to get my first dreamed house. Thank you!!!
Amazing customer service and amazing knowledge! With One mortgage purchase or refinance your home it’s the best experience and the best deal ! Professional and dedicated team! A+ for this company.
Thank you very much to Rafael Delgado for his highly recommended services, very friendly and honest. Works fast and efficiently.
I would like to give over 5 stars, excellent services, professionalism is the key for these guys, thank you Rafael will be seeing you soon!
Rafael is extremely knowledgeable and incredibly professional. Definitely recommending everyone to him!
Very good person personally and professionally. He works very fast and at any time that you need him, he is available. I recommend him 100%
Ellos son muy buenos trabajan en equipo y hay esta la fuerza. . cuando se preocupan por mejorar tu compra y que quedes satifecha se lo recomiendo a todas las persanas que vayan a compar .muchas gracias por su ayuda estoy muy contenta de haber puesto mi casa en manos de ellos
Ready to Walk Through Your Next Deal in 10 Minutes?
Share the address, purchase price, rehab or build budget, and your target exit. We’ll respond with simple, deal-specific loan options—no obligation and no hard pull to see scenarios.
Or call us directly to discuss a live deal today.
